Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Honeoye is a hamlet in the town of Richmond, county of Ontario, New York, 33 miles (53 kilometers) south of downtown Rochester, New York. The community is at the north end of Honeoye Lake, one of the minor Finger Lakes. It is primarily situated along U.S. Route 20A (New York) between Ontario County Roads 33 and 37. The center of the hamlet can roughly be placed at the intersection of Route 20A and Ontario County Road 36 (West Lake Road). Due to its location at the northerntip of Honeoye Lake and seasonal recreational population, the hamlet contains several businesses, including gas stations and grocery, drug, liquor, hardware, auto-parts, and convenience stores. It also contains several restaurants, a doctor's office, dentist's office, and Honeoye Central School, which is K-12. There are also multiple churches, a fire station, library, beach, park, state boat launch, and hiking trail.