Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Johnson City is a village in Broome County, New York, United States. The population was 15,535 at the 2000 census. It is part of the Binghamton Metropolitan Statistical Area. The Village of Johnson City was established in the Town of Union, New York and is a part of the "Triple Cities" along with Endicott, New York and Binghamton, New York. Johnson City lies to the west of Binghamton at the eastern side of the Town of Union.