Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Keene is a town in central Essex County, New York, United States. The population was 1,063 at the 2000 census. Keene is the home of Mount Marcy, the highest mountain in New York state, as well as the Great Range and 15 of the 46 High Peaks, and the Ausable Lakes, the source of the Ausable River. Trailheads for many of the High Peaks are located within the town, along with the Johns Brook Lodge of the Adirondack Mountain Club. All of the town is in the Adirondack Park, the largest state park in the nation.