Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Long Beach is a city in Nassau County, New York. One of Long Island's two cities, it is located on a namesake island, which forms part of the Outer Barrier off Long Island's South Shore. As of the United States 2000 Census, the city population was 35,462. It was incorporated in 1922, and is nicknamed The City By the Sea (as seen in Latin on its official seal). The City of Long Beach is surrounded by the Town of Hempstead to the north, east and west, and the Atlantic Ocean to the south.. Charles T. Theofan is the current city manager, a position which is appointed by the City Council.