Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Mahopac, New York, is a hamlet in the Town of Carmel in Putnam County, New York. An exurb of New York City some 47 miles (76 km) to the south, Mahopac is located on US Route 6 on the County's southern central border with Westchester County. As of the 2000 census, the population was 8,478.