Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Monsey is a hamlet, in the Town of Ramapo, Rockland County, New York, United States located north of the state of New Jersey; east of Suffern; south of Airmont and west of Nanuet. The 2000 census listed the population at 14,503. The hamlet has a large and influential community of Orthodox Jews, consisting predominantly of Chasidim, Hareidim and other Orthodox groups, as well as the Vizhnitz-Monsey hasidim who reside mostly in the Village of Kaser. Rockland County was inhabited by the Munsee band of Lenape, or Delaware Indian, of the Algonquian languages. Monsey Glen, an Indian encampment, is located west of the intersection of NY 59 and NY 306. Numerous artifacts have been found there and some rock shelters are still visible. The Monsey railroad station, which received its name from Munsee, a Lenape chief, was built when the New York & Erie Railroad passed through the glen in 1841.