Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Newburgh is a city located in Orange County, New York, United States 60 miles (97 km) north of New York City, and 90 miles (140 km) south of Albany, on the Hudson River. The population was 28,259 at the 2000 census. Figures released by the U. S. Census Bureau in late June 2009 estimated that the population at that time was 28,101. Newburgh is a principal city of the Poughkeepsie–Newburgh–Middletown, NY Metropolitan Statistical Area (MSA), which includes all of Dutchess and Orange counties. The two-county MSA had a population of 621,517 at the 2000 census. A July 1, 2007 estimate placed the population at 669,915. Poughkeepsie-Newburgh-Middletown is also a component of the larger New York–Newark–Bridgeport, NY-NJ-CT-PA Combined Statistical Area (CSA). The City of Newburgh is along the Hudson River, between the Town of Newburgh and the Town of New Windsor. Just east of the city, across the Newburgh-Beacon Bridge, lies the city of Beacon, New York. The City of Newburgh is surrounded on the north and the west by the Town of Newburgh, of which it was a part prior to 1865. Census estimates in 2005 indicate that the population of the City of Newburgh had at that time dropped to 24,966 and increased in the Town of Newburgh to 30,508 thus making the Town more populous than the City for the first time in history. The entire southern boundary of the City of Newburgh is with the Town of New Windsor. Most of this boundary is formed by Quassaick Creek.