Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
North Creek is a hamlet in the Adirondack Park, in the town of Johnsburg, in Warren County, New York, United States. It is an area known for skiing, hiking and other outdoor recreational activities. It is located at 43°41′52″N 73°59′11″W / 43.69778°N 73.98639°W / 43.69778; -73.98639Coordinates: 43°41′52″N 73°59′11″W / 43.69778°N 73.98639°W / 43.69778; -73.98639. The town hall, library, and Johnsburg Central School are all located in North Creek. The Upper Hudson River Railroad is a heritage railway that operates between North Creek and Riparius over the tracks of the historic Adirondack Railway.