Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
North River is a hamlet in the Town of Johnsburg, in Upstate New York, within the Adirondack Mountains. It is located on the upper Hudson River five miles north of the village of North Creek in Warren County, on the northern border with Hamilton County. Historically it was one of the centers of the New York State garnet industry. The last remaining garnet mine in New York is located close to North River. The hardest garnets in the world come from the Adirondacks and are still in demand, especially for industrial use. There is also a former garnet mine, the Hooper Mine, that is a tourist site. A local attraction is Gore Mountain, one of the tallest in New York and a skiing center.