Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Pine Island is a hamlet in the Town of Warwick in Orange County, New York, USA. It is the largest community in the Black Dirt Region. It has the ZIP Code 10969. It gets its name from being slightly elevated over the surrounding land. In the days before the nearby Wallkill River was rerouted to control flooding, it would often be an actual island for a period of time in the spring. The Pine Island Fire District is centered here with the main station located on County Route 1, and a sub-station in the Hamlet of Amity, and the Amity Fire Station.