Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Pultneyville is a hamlet located in the Town of Williamson, Wayne County, New York, USA. Framing the mouth of Salmon Creek, it is on the northern border of the town, the southern shore of Lake Ontario. The hamlet was originally laid out in 1806 and is listed with the National Register of Historic Places. At one time a significant Great Lakes trading port and site of a War of 1812 skirmish, it now is a quiet, Western New York bedroom community. Set between the fruit orchards and a Great Lake on the Seaway Trail, many of Pultneyville's activities focus on summer sailing and theatre. The hamlet boasts an active marina and is home to the second-oldest little theater in the United States.