Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Rome is a city in Oneida County, New York, United States. The population was 34,950 at the 2000 census. It is in New York's 24th congressional district. During the Revolutionary War and for years thereafter, the city was originally known as Fort Stanwix, due to the fort being the only existing building in the area. In 1796, the city was founded and named Lynchville. Some time later, the city's name was changed to Rome, assumingly after the Italian city of Rome. The exact time, the reason, and the idea for this name change remains a mystery. Rome is one of two principal cities in the Utica–Rome, New York Metropolitan Statistical Area. The city is in the south-central part of the county. In the heart of the Leatherstocking Region made famous by James Fenimore Cooper's Leatherstocking Tales, Rome is known as the City of American History.