Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Sauquoit is a hamlet in the Town of Paris, Oneida County, New York, USA. It is located on New York Route 8, approximately 6 miles south of Utica and east of Paris village. It straddles Sauquoit Creek, a small Mohawk River tributary, and nestles in the Sauquoit Valley. Sauquoit is the birthplace of Asa Gray, world famous botanist, Michael O'Donoghue, humor writer and performer, Nick Madden, and also of Arthur Cushman McGiffert, theologian. It is also said that George Washington granted land to one of his soldiers during the Revolutionary War where Orchard Hall is now standing. The local high school is Sauquoit Valley Central School. Sauquoit Valley Central School is home to several cross-country state championships, including a stretch of 3 boys titles in 4 years from 2001 to 2004. The girls soccer team has also had recent success, with a run to the Class C state championship game in 2009. In 2010, the boys volleyball team won the sectional and regional titles, both firsts for the program. Lastly, the girls track team has won three consecutive sectional titles. Local businesses include Orchard Hall, and Grande's Pizzeria & Catering. The district was improved when the Chadwicks School District merged.