Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Schenevus is a hamlet in the Town of Maryland in southeastern Otsego County, New York, USA. According to the 1990 U.S. census, the population was 513. The Schenevus Central School district covers the towns of Maryland, Westford, Milford, Decatur, and, Roseboom. The Schenevus Carousel was listed on the National Register of Historic Places in 1998. The Schenevus post office covers the 12155 zip code area. It is notable for being the home of Draper Dragons sports teams, and also homes Schenevus Central school. Consisting of under 500 students, K-12.