Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Silver Bay is a hamlet in the town of Hague in Warren County, New York, United States. It lies on a small bay on Lake George and is the site of a YMCA conference center. The conference center is one of only a few of its type in the United States and is host to many large groups throughout the year. The center was started in 1900 and has grown ever since. Notable structures include the historic Hepbron Hall, built in 1901, a sprawling Victorian Mansion built in 1895 called Paine Hall, a 700 person auditorium built in 1909, Helen Hughes Chapel, built in 1923, Fisher Gymnasium (1917) and the Boathouse. Many of the buildings are excellent examples of Adirondack architecture. There is also a traditional-style Ice Creme Parlor open during the spring, summer, and fall.