Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Somers is a town located in northeastern Westchester County, New York, United States. As of the 2000 census, the town had a total population of 18,346. The Metro-North Commuter Railroad provides service to Grand Central Terminal in Manhattan with an average commute time of slightly over an hour to Manhattan (while the railroad doesn't pass through the town, the stations for Purdys, Goldens Bridge, and Katonah are located just outside the town).