Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Youngstown is a village in Niagara County, New York, USA. The population was 1,957 at the 2000 census. It is part of the Buffalo–Niagara Falls Metropolitan Statistical Area. Youngstown is on the western edge of the town of Porter and is at the international border with Canada. It is north of the city of Niagara Falls. The Youngstown Level, one of the largest amateurs sailing regattas is held here annually.