Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Saint Michael is an unincorporated community in southeastern Benson County, North Dakota, United States on the Spirit Lake Indian Reservation. It lies along North Dakota Highway 57 in Mission Township, southeast of the city of Minnewaukan, the county seat. Although it is unincorporated, it has a post office, with the ZIP code of 58370. According to the 2000 Census, Saint Michael was located in census tract 9402, block group 1, and assigned blocks 1028 and 1029. The population of these census blocks was 15 and 12 people respectively.