Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Stirum is an unincorporated community in northwestern Sargent County, North Dakota, United States. It lies a short distance to the south of North Dakota Highway 13, northwest of the city of Forman, the county seat of Sargent County. Its elevation is 1,355 feet (413 m). Although it is unincorporated, it has a post office, with the ZIP code of 58069.