Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Chillicothe is a city in the U.S. state of Ohio and the county seat of Ross County. It was also the first and third capital of Ohio. The municipality is located in southern Ohio along the Scioto River. The name comes from the Shawnee name Chalahgawtha, meaning "principal town. " Plotted by General Nathaniel Massie on his own land. The population was 21,796 at the 2000 census. According to the U.S. Census 2008 estimate, Chillicothe has a population of 22,296, while the Columbus-Marion-Chillicothe, OH Combined Statistical Area has 2,002,604 people. The city is the largest in Ross County, and the center of the Chillicothe Micropolitan Statistical Area (as defined by the United States Census Bureau in 2003).