Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Delaware is a city in and the county seat of Delaware County, Ohio, United States. Located near the center of Ohio, about 20 miles (32 km) north of Columbus, Delaware was founded in 1808 and incorporated in 1816. It is part of the Columbus Metropolitan Area. The population was 25,246 at the 2000 census. According to the US Census 2008 estimate, Delaware has a population of 33,719, while the Columbus-Marion-Chillicothe, OH Combined Statistical Area has 2,002,604 people.