Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Derwent is an unincorporated community in central Valley Township, Guernsey County, Ohio, United States. It is located near the southern border of Guernsey County with Noble County. Derwent lies is southeastern Ohio, a part of the Unglaciated Allegheny Plateau region. It is located about seven miles from Senecaville Lake. State Route 313 (Clay Pike Road) runs on the southern edge of Derwent, and its interchange with Interstate 77 is only a little over a mile away. Major cities nearby include Zanesville (33.5 miles) and Marietta (40 miles). The intersection of two cross-country highways is only eight miles away. The Penn Central rail line ran through the eastern portion of Derwent (heading south to Marietta, Ohio) and which crossed the Baltimore and Ohio rail line ran immediately to the south, heading toward Cumberland, Ohio and which eventually terminated at the Muskingum Electric Railroad. The former Penn Central line is in the process of being rebuilt by the Byesville Scenic Railway.