Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Elyria is a city in the U.S. state of Ohio and the county seat of Lorain County. The municipality is located in northeastern Ohio at the forks of the Black River. As of the 2000 census, the city had a population of 55,953. The city is named for its founder, Heman Ely . The city is home to Lorain County Community College.