Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Gallipolis is a chartered village in the U.S. state of Ohio and the county seat of Gallia County. The municipality is located in Southeast Ohio on the Ohio River. The population was 4,180 at the 2000 census, an 18% drop from the 1990 census level of 5,085. When the population dropped below 5,000, Gallipolis became a village, but continues to operate under its existing city charter. The accent goes on the last syllable when pronouncing the name: gal-li-pə-'lis or gal-li-pə-'lEs (rhyming with "police"), as opposed to the original French "ga-'lip-ə-lE", which has the accent on the second syllable. Gallipolis is the second-largest community in the Point Pleasant Micropolitan Statistical Area, which includes all of Gallia County, Ohio and Mason County, West Virginia.