Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Galloway is an unincorporated community west of the city of Columbus in southern Prairie Township, Franklin County, Ohio, United States. The 43119 ZIP Code, however (which carries a Galloway mailing address) covers a significant portion of rural and suburban western Franklin County, as well as parts of western Columbus, and locals might use the name Galloway to refer to any location in the area roughly bounded by I-70, Galloway Rd, Alkire Rd, and Big Darby Creek; such a location is seldom in the village of Galloway proper. It is possible that many people who claim Galloway as a hometown do not even know that Galloway is a village separate from the suburban development of Columbus. The Galloway Post Office is located within the city of Columbus about two miles north of the actual village of Galloway located at the intersection of Galloway Road and Sullivant Avenue.