Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Gypsum, referred to by locals as "sinkhole" or "God's Country", is an unincorporated community in eastern Portage Township, Ottawa County, Ohio, United States. Although it is unincorporated, it has a post office, with the ZIP code of 43433.. Children from Gypsum families generally attend the Port Clinton City School District. The neighborhood is considered friendly, home-spun, and mainly conservative. The community is name for the gypsum rock, the mining of which was originally the foundation of the community's business, commerce, and population growth. Because these mines are located throughout the community and township, the area is subject to excessive erosion because of sinkholes — hence the name "sinkhole".