Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Howard is an unincorporated community in southern Howard Township, Knox County, Ohio, United States. It is located at 40°24′27″N 82°19′37″W / 40.4075°N 82.32694°W / 40.4075; -82.32694. The United States Postal Service has assigned Howard the ZIP Code 43028. East Knox High School is located in Howard. It lies along U.S. Route 36. Howard is also the home of the East Knox Local School District board offices. The Kokosing Gap Trail runs through Howard, Ohio. Howard is located near Apple Valley, a planned community covering 3,770 acres in Howard and Brown Townships. Primarily a resort community, Apple Valley is the home of a golf course and a private 511 acre lake.