Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Kitts Hill is an unincorporated community in western Lawrence Township, Lawrence County, Ohio, United States. Although it is unincorporated, it has a post office, with the ZIP code of 45645. It lies along State Route 141 northeast of the city of Ironton, the county seat of Lawrence County. The majority of Pre-K through 12th grade education is provided by the Rock Hill Local School District, although very small portions of the area are served by the Dawson-Bryant Local School District.