Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Lucas is a village in Richland County, Ohio, United States. Lucas was founded in 1836, and is part of the Mansfield, Ohio Metropolitan Statistical Area. The population was 620 at the 2000 census. In 1945, Lucas was made famous as the location of Humphrey Bogart and Lauren Bacall's wedding. They were married on May 21 at Malabar Farm, the country home of Pulitzer Prize-winning author Louis Bromfield, who was a close friend of Bogart's. The wedding was held in the Big House. In 1994, numerous clips from the movie The Shawshank Redemption were filmed in Lucas at Malabar Farm. These clips include the scene at the beginning of the movie where Andy is parked outside his home contemplating murdering his wife (filmed outside of Pugh Cabin), and the oak tree and rock wall scene where Red finds the box from Andy under the black rock. The oak tree is clearly visible from Bromfield Road, and the adjacent rock wall is still standing to this day.