Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Manchester is a village in Adams County, Ohio, United States, along the Ohio River. As of the 2000 census, the village had a total population of 2,043. Manchester is served by the Manchester Local School District and the Manchester Public Library, a branch of the Adams County Public Library. Manchester has a fulltime Police department that has 15 officers. The Manchester Fire/Rescue/EMS has 50 members including 3 fulltime EMS personnel and operates in Manchester Village, Manchester Township, and Sprigg Township.