Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Minerva is a village in Carroll, Columbiana, and Stark counties in the U.S. state of Ohio. The population was 3,934 at the 2000 census. The Carroll and Stark County portions of Minerva are part of the Canton–Massillon Metropolitan Statistical Area, while the Columbiana County portion is part of the East Liverpool–Salem Micropolitan Statistical Area.