Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Rock Creek is a village in Ashtabula County, Ohio, United States. The population was 584 at the 2000 census. The principal village festival is the Ox Roast. Its local elementary school, Rock Creek Elementary, had 285 students beginning the 2004-2005 school year, and the school's mascot is the Roadrunner.