Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Smithville is a village in Wayne County, Ohio, United States. The population was 1,333 at the 2000 census. Smithville is home to the historic "Smithville Inn" and "The Barn" restaurants, as well as the Wayne County Schools Career Center. It is also part of the Green Local School District, which also includes the nearby Marshallville.