Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Wilmington is a city in and the county seat of Clinton County, Ohio, United States. The population was 11,922 at the 2000 census, though recent population estimates from the Census Bureau place the number at 12,499. At city entrances from state routes, county roads, and U.S. highways, the city slogan of "We Honor Our Champions" is seen, accompanied by signs that highlight various athletic accomplishments from Wilmington individuals and teams. The city is served by the Wilmington Public Library of Clinton County, and also features a weather forecast office of the National Weather Service, which serves all of Southwestern Ohio and portions of Kentucky and Indiana. Wilmington is also known for having the highest average precipitation in the State of Ohio. Wilmington was featured in Time magazine on December 8, 1997 as a small town that is attractive to suburban families. The city was also featured in a 1995 publication entitled The 100 Best Small Towns in America. Home to Wilmington College, founded in 1870 by the Society of Friends, the city and the surrounding area include more than a dozen Quaker meeting houses.