Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Wardville is a small unincorporated community in northern Atoka County, Oklahoma, United States, along State Highway 131 14 miles northeast of Coalgate, Oklahoma. The post office was established February 6, 1902 under the name Herbert, Oklahoma. The town was named after Herbert Ward, who was the youngest son of the towns first postmaster, Henry Pleasant Ward. The name of the town was changed to Wardville on July 18, 1907. Wardville was named for the before mentioned Henry Pleasant Ward, who served in the territorial House of Representatives and Senate and was an Atoka County judge . The Wardville Post Office closed in 2007.