Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Days Creek is an unincorporated community in Douglas County, Oregon, United States. It is located on Oregon Route 227, at the confluence of Days Creek and the South Umpqua River. The community was named after the local creek, which in turn was named for the Patrick and George Day, who settled near its mouth in 1851. The post office was established in 1878 as "Day's Creek", but the name was changed to "Days Creek" circa 1890.