Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Elmira is an unincorporated community in Lane County, Oregon, United States. It is located west of Eugene and north of Veneta and Oregon Route 126, near the Long Tom River and Fern Ridge Reservoir. The community was named after Elmira, California, after previously having the name "Duckworth". A local business owner persuaded postal authorities to rename the community "Elmira" in 1884.