Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
John Day is a city located about 1 mile (1.6 km) north of Canyon City in Grant County, Oregon, at the intersection of U.S. Routes 26 and 395. The city was named for the nearby John Day River, which had been named for a Virginian member of the 1811 Astor Expedition, John Day. The city was incorporated in 1901. As of the 2000 census, the city had a total population of 1,821, making it the largest city in the county. The official population estimate in 2002 was 1,672.