Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Klamath Falls is a city in Klamath County, Oregon, United States. Originally called Linkville when George Nurse founded the town in 1867, after the Link River on whose falls this city sits; the name was changed to Klamath Falls in 1892. The population was 19,462 at the 2000 census, with an estimated population of 20,720 in 2006. It is the county seat of Klamath County.