Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Merrill is a city in Klamath County, Oregon, United States. The population was 897 at the 2000 census. Merrill is an agricultural area and home to an annual Potato Festival. The area was also part of the Klamath Basin water crisis pitting agricultural interests against endangered species water requirements, tribal interests, and environmentalists. Merrill was the birthplace and boyhood home of Carl Barks, the Disney comics artist who created Scrooge McDuck, among others. It is home to the Raiders of Lost River Jr. /Sr. High School.