Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Nehalem is a city in Tillamook County, Oregon, United States. Incorporated in 1889, the city is located on the Nehalem River at Nehalem Bay of the Pacific Ocean. It is bisected by U.S. Route 101. The population was 203 at the 2000 census.