Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Saginaw is an unincorporated community in Lane County, Oregon, United States. Although it is unincorporated, Saginaw has a post office with a ZIP code of 97472. Saginaw lies at the intersection of Oregon Route 99 and Saginaw Road, just west of the Saginaw exit of Interstate 5. Saginaw is northeast of Cottage Grove.