Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Vernonia is a city in Columbia County, Oregon, United States. The city is located on the Nehalem River, in a valley on the western side of the Northern Oregon Coast Range. It is located the heart of the most important timber-producing areas of the state, and logging has played an important role in the history of the town. The population was 2,228 at the 2000 census. As of 2006, the estimated population is 2,340.