Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Williams is an unincorporated community in Josephine County, Oregon, United States. The area is heavily forested, and extends roughly from Oregon Route 238 (Williams Highway) south to Grayback Mountain, with no paved roads continuing on. The central point of Williams, containing the majority of the commerce, is approximately 15 miles north of the Oregon-California border. There were three different post offices in the area named for their proximity to Williams Creek: Williams, Williamsburg and Williams Creek. Williams Creek, which flows into the Applegate River, was named for Captain Robert Williams, who fought with Rogue River Indians along the creek during the Rogue River Wars. Williams post office was established in 1881 and is approximately six miles upstream from Provolt, which is on Williams Creek two miles from the Jackson-Josephine county line. The community is served by the Three Rivers School District. Williams itself contains a single school of this district - Williams Elementary School.