Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Bethlehem is a city in Lehigh and Northampton Counties in the Lehigh Valley region of eastern Pennsylvania, in the United States. As of the 2000 census, the city had a total population of 71,329, (2008 estimate 72,241), making it the sixth largest city in Pennsylvania, after Philadelphia, Pittsburgh, Allentown, Erie, and Reading. Bethlehem lies in the center of the Lehigh Valley, a region of 731 square miles (1,893 km²) that is home to more than 800,000 people. The Valley embraces a trio of cities within two counties (Lehigh and Northampton), making it Pennsylvania's third-largest metropolitan area. Smaller than Allentown but larger than Easton, Bethlehem is the Lehigh Valley's second most populous city. There are three general sections of the city, North Bethlehem, South Bethlehem and West Bethlehem. Each of these sections blossomed at different times in the city's development and each contains areas recognized under the National Register of Historic Places. In July 2006, Money magazine included Bethlehem as one of its "Top 100 Best Places to Live. " It placed number 88.