Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Patton is a borough in Cambria County, Pennsylvania, 20 miles (32 km) northwest of Altoona, in an agricultural region. It is part of the Johnstown, Pennsylvania Metropolitan Statistical Area. In 1900, 2,651 people stayed here, and in 1910, 3,907 people inhabited Patton. The population was 2,023 at the 2000 census. Patton is perhaps best known for an important local manufacturer, the Patton Clay Works. The Clay Works were one of the largest clay and brick concerns in the world in the first half of the 1900s. The company manufactured terra cotta products (pipe and tiles), building bricks, and pavers (known as "Patton Pavers"). Bricks made there were used in the construction of the Panama Canal and the pavers were used around the Eiffel Tower in Paris, France. The products were made from clay excavated from the area.