Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Guaynabo (is a municipality in the northern part of Puerto Rico, located in the northern coast of the island, north of Aguas Buenas; south of Cataño; east of Bayamón; and west of San Juan. Guaynabo is spread over 9 wards and Guaynabo Pueblo . Guaynabo is considered, along with its neighbors - San Juan and the municipalities of Bayamón, Carolina, Cataño, Toa Alta, Canovanas, Caguas, Toa Baja, and Trujillo Alto - to be part of the Área Metropolitana of San Juan . It is also part of the larger San Juan-Caguas-Fajardo Combined Statistical Area. The municipio has a land area of 70.26 km² and a population of 100,053 as of the 2000 census.