Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Carolina is a village that straddles the border of the towns of Charlestown and Richmond on the Pawcatuck River in Washington County, Rhode Island. Rhode Island Route 112 passes through the village. The Carolina Village Historic District was listed on the National Register of Historic Places in 1974. The district includes examples of Greek Revival, Italianate, and Queen Anne architecture. The district comprises 71 properties over an area of 115 acres and includes the former mill complex and nearby residences. The district encompasses properties along Carolina Main Street and Carolina Back Road and their vicinity between Pine Hill Road and Alton-Carolina Road, including houses along Butter Lane, Tall Pines Drive, Schoolhouse Lane, Carolina Mill Lane, and Downs Court.