Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Beaufort is a city in and the county seat of Beaufort County, South Carolina, United States. Chartered in 1711, it is the second-oldest city in South Carolina, behind Charleston. The city's population was 12,950 in the 2000 census (46,227 total pop. of Beaufort Urban Cluster). It is located in the Hilton Head Island-Beaufort Micropolitan Area. Beaufort is located on Port Royal Island, in the heart of the Sea Islands and Lowcountry. The city is renowned for its scenic location and for maintaining a historic character through its impressive antebellum architecture. The city is also known for its military establishments, being located in close proximity to Parris Island and a U.S. Naval Hospital, in addition to being home of the Marine Corps Air Station Beaufort. The city has been featured in the New York Times, named "Best Small Southern Town" by Southern Living, named a "Top 25 Small City Arts Destination" by American Style, and a "Top 50 Adventure Town" by National Geographic Adventure.