Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Branchville is a town in Orangeburg County, South Carolina, United States. The population was 1,083 at the 2000 census. Branchville is famous for having the world's oldest railroad junction. Today, the train depot is a museum. Back when the depot was in use, three presidents stopped by the depot and ate in the dining room. The presidents were William H. Taft, William McKinley, and Teddy Roosevelt. Today, the dining room is a restaurant called "Eatery at the Depot". Each year Branchville celebrates its railroad history by holding a Raylrode Daze festival. This event is usually held the last full weekend in September. The first festival was held in 1969.